What's a Transaction Reference Number, and where can I find it?
Every transfer made using Net Banking such as IMPS, NEFT, RTGS or via UPI in India has a Transaction Number, which is a unique reference number.
When you invest in Heru Finance strategies using INR, we ask you to enter this Transaction Reference Number before adding funds to your wallet. In addition to the bank website or app, your Transaction Reference Number can also be found in the email or SMS that is sent by your bank, when you make a transfer. Below is a detailed bank-wise guide to help you find your UTR.
Click on the name of the bank from which you have transferred and refer to the mail/ text you have received from the bank and follow the red box shown in the screenshots to get your Transaction Reference Number -
State Bank Of India
Once transferring with State Bank of India, you will receive a text message from the bank and find that you will be able to find the UTR shown in the screenshot
Upon successful HDFC transfer, the bank will provide a Transaction ID, consider the same as the UTR number.
Please check your ICICI Bank email for your UTR (shown in the screenshot) after you've made a transfer.
Central Bank of India
Punjab National Bank
Once made a transfer with PNB, the bank will provide an External Reference Number ID, consider the same as the UTR number(shown in the screenshot).
Below is the screenshot of the bank debit statement after a successful transfer.
Union Bank of India
Below is the screenshot of the bank debit statement after a successful transfer from Union Bank, to help you find the correct UTR number.
Once made a transfer with Kotak Bank, please check the successfull transaction screen.
Making a transfer with HSBC Bank, the number written after 'HSBCN' is considered as the UTR no. (shown in the screenshot).
IDFC First Bank
Below is the screenshot of the bank debit statement after a successful transfer from IDFC First Bank.